Need help looking for a product to suit your needs?
We’re here for you.


Looking for a competitive interest rate?
We will find it for you


Looking to protect your home and contents?
We have insurance for you


Planning for the worst and hoping for the best?
We’re here to protect you.


Chardon Home Loans are your local Western Sydney mortgage brokers. Professional advice combined with over 10 years of industry experience, we ensure you receive the highest quality of service. Very few mortgage brokers have the same depth of knowledge and experience in mortgages, banking, finance, property and legal as we do.


Looking for a solution to suit your financial situation? Want a home or investment loan that works for you?


Chardon Home Loans work hard to match the right loan product from the right lender for you at no cost. 


Keen to know how much you might be able to borrow? Our mortgage calculators provide an estimate of your repayments based on various interest rates. In fact, we have twenty different calculators to help you understand your financial capacity.


No two clients are the same and neither are their finances. We use our knowledge and experience to tailor your home loan to suit your personal financial circumstances.


Ready for a better financial future? Contact us now.



Chris Chardon

Mortgage Broker


We do not charge any fees for our services

A range of loans from over 20 reputable lenders

Flexible appointment times 7 days a week

All clients receive full service before and after settlement

Member of the nationally recognised MFAA


Kate Clarke

Mortgage Broker


Home Loans

Flexible home loan products to suit your needs

Investment Loans

Making your money work harder for you

Low Doc Loans

Helpful loan products for self-employed individuals

Credit Impaired Loans

Products to help get you back on your feet

SMSF Loans

Loan products to help you plan for retirement

Home Insurance

Protecting your property and your possessions

Loan Protection Insurance

Life Insurance to give you peace of mind

Debt Consolidation

Helping you to get your personal debts under control


At Chardon Home Loans we have hand-picked the best lenders to ensure that you’re receiving the best rates.


We provide the highest level of service and only pick lenders who can meet our high standards.



Chris came along just when we needed him. My wife & I had no idea where to begin searching for the best home loan, nor did we have time to. Chris did all the work for us. He came to our home & made us feel like we were in the best hands possible. Our whole experience was 💯 % positive. Nothing was too difficult & we are now in our new home & loving it 😊 Thanks Chris! 👍
Aaron Papasavvas
Aaron Papasavvas
10:40 30 Dec 19
My husband and I couldn’t recommend Chris highly enough. Chris held our hand through the whole process, patiently answering our silly questions, always ready with a quick response, and had our best interest at heart. Chris goes above and beyond and made the experience of purchasing our new home as painless as possible. Thank you Chris!
Emma Thompson
Emma Thompson
00:03 10 Dec 19
Kate was absolutely amazing from day one. Spent so much time investigating the best loan that was available to us. We had a very tricky situation and Kate worked tirelessly to get us a loan so we could buy our dream home. Kate was available day, night, Weekends and always so quick to respond to our questions and needs. Kate made the application process so easy and guided us through each step. Informed us of the progress and was able to get us approved for a loan. Couldn’t have asked for a better broker, so thankful to have found her. Recommend Kate to anyone looking for the best.
Kat Hector
Kat Hector
01:59 31 Oct 19
Kate helped me and my wife change lenders with great results. Very happy with the service
Michael Pearce
Michael Pearce
05:23 10 Oct 19
Without a doubt the best broker ever!!!! I would like to thank Chris for his absolute attention to detail, his quick responses, his commitment and working so hard to get the best result for me. He never gave up until we got what we wanted. Highly recommended. Thanks again Chris for achieving this result for myself and my boys we couldn’t be happier.
Corrine Rositano
Corrine Rositano
01:26 01 Oct 19
Chris is fantastic. Highly recommended.
Amy Kate
Amy Kate
05:20 30 Sep 19
My husband and I had a great experience working with Chris to refinance our home. He was responsive to our needs and in answering questions we had, and went above and beyond in providing information which made us comfortable and satisfied at every stage of the process. Couldn’t recommend more highly!
Olivia Williams
Olivia Williams
04:52 28 Sep 19
I finally made the decision to look at the possibility of buying instead of renting. A work colleague of mine recommended Chris. From the moment that I met with Chris he guided and advised me, Throughout the whole process, Chris supported me and was with me every step of the way. I found Chris to honest, helpful and he was a knowledgeable guide that advised me at every step of the whole process. I highly recommend Chris's service and would have no hesitation to use him again in the future.
Alan O'Riordan
Alan O'Riordan
05:34 03 Sep 19
Could not fault my experience dealing with Chris Chardon. Made Purchasing our first home one of the easiest things to do. We didn't think it was possible at this point in time but Chris was amazing did all the hard yards/study for us and now we have our beautiful first home. Couldn't recommend him enough to anyone wanting to buy a house or any finance advice honestly get in touch you wont regret it!!!
Kirstie Selfridge
Kirstie Selfridge
08:50 17 May 19
Chris was a absolute gem, always made me feel at ease. Nothing was a problem, explained everything to me as I had never applied for a home loan before. Wouldn’t go anywhere else Thank you Chris A1, highly recommend
Jodie Lee
Jodie Lee
21:48 14 May 19
Firstly, I cannot speak more highly of Chris from Chardon Home Loans. If you are looking to purchase a new home or just want some expert advice, Chris is your man!My Partner and I have recently purchased our first home and we could not be more happy with how smooth the process was.Before we met Chris we knew nothing about purchasing a property and the finances involved. Chris gave us all the time in the world and explained everything we wanted to know down to the finer details. I must have asked the same questions 4 or 5 times but Chris was extremely patient and extremely prompt with an answer (even late at night and on weekends Chris was very active via email).I am now very confident in my knowledge thanks to Chris.Another great example of why you should go through a broker is the fact we were able to get better rates (both variable and fixed) through Chardon Home Loans. Chris negotiated a better deal for us that we could simply not get on our own. Finally, we are still receiving support, advice & better deals after we have settled. If there is any update in the market, we are the first to know about it via an email from Chardon.I could not recommend Chris & Chardon Home Loans enough. Do yourself a favour and just book an appointment to go speak with the guys there. Trust me, you will not regret it.
Dylan Regusen
Dylan Regusen
09:16 06 May 19
My partner and I just recently bought our first house and we were a bit unsure of the process we needed to go though. Chris was so helpful and informative from the word go. He was able to answer all of our questions and he did so as soon as possible. Chris has just been amazing through this whole process and has made us feel at ease the whole time. He made everything run smoothly and we couldn't be happier with the service he has provided for us!
Brittney Merriman
Brittney Merriman
07:52 21 Mar 19
My partner and I reached out to Chris for some guidance with the purchase of our First Home. He was very approachable and nothing was too much hassle for Chris! He has a wealth of knowledge and it is very comforting to have someone you can trust in what can be a very scary and confusing time. Chris is Fantastic!
ryan scheithe
ryan scheithe
09:15 20 Mar 19
My partner Andrew & I were fed up with paying other people’s mortgages. So, we enlisted the help of Chris, who let us know what we could borrow to purchase a new home. Chris came highly recommended by our Financial Advisor.Nothing was too much trouble for Chris. He sourced the best rate for us, keeping us updated throughout the whole loan process. Andrew & I today moved into our new home!We have recommended Chris to our friends and family.Thank you Chris!
Lisa Gregory
Lisa Gregory
10:27 06 Mar 19
My partner Lisa and I were the typical divorcees who had mess everywhere in finances,renting 2 properties but new we had to do something about it.Chris came with very high recommendations and lived up to that and more.All questions,emails,text messages and phone calls were answered within minutes and explained in our language.Thanks Chris we have past your number off a few times since our experience.
Andrew Griffiths
Andrew Griffiths
10:05 06 Mar 19
Chris made the process of refinancing my mortgage so easy! He happily explained everything in simple to understand language and was extremely prompt in replying to emails. I got a killer rate with excellent service - it’s a no-brainer to recommend Chris to anyone 🙂
Melanie Rinaldi
Melanie Rinaldi
02:00 25 Apr 18
I had a great experience buying my first home thanks to Chris. He helped navigate me through all the steps of buying a home, explained everything in detail, responded really quickly to my questions and made sure we got a great deal on our mortage. I can highly recommend Chris as a mortage broker.
Kate Smith
Kate Smith
11:14 16 Aug 17
Excellent provider, approachable, courteous, informative & timely!
L Mac
L Mac
23:39 07 Aug 17
I was a first home buyer looking for guidance with getting the right mortgage. Chris was fantastic with not just the finance but making sure that I understood what was involved with buying a house from build reports and pest inspections through to conveyancing and insurances. He was always ready to answer all my questions and found me the perfect loan product. I would happily recommend him to anyone looking to purchase or refinance.
Bodes H
Bodes H
06:48 10 Jul 17
Chris is an excellent mortgage broker who helped me in each single step from A to Z in my first home purchase.His assistance and his simple way to instruct me during all process made my life so much easier as I didn't know where to start from with the purchase.Thanks Chris!
Elisa Coppacchioli
Elisa Coppacchioli
01:15 26 Sep 16


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Suite 211, 166 Glebe Point Rd Glebe NSW 2037

Suite 4, 354-360 High St Penrith NSW 2750