Investment

Urgent maintenance is an unavoidable part of being a landlord, so having a buffer set aside will assist with any unexpected problems.   When renting out an investment property, having access to extra cash is vital for two reasons: to cover the costs of property maintenance, giving...

Whether you are buying land as an investment, for an immediate build or for a ‘one day I will build and live here’ dream, a vacant-land purchase can be funded by a range of mortgages.   If you are planning to build immediately, or in the near...

Due to the risk involved in business finance, strict guidelines are imposed, so securing a loan approval can be challenging. Here are a few mistakes to avoid to increase your chances of approval.   Not knowing your credit score Many consumers may not realise the significance of a...

In an attempt to curb the high competition of the Australian housing market that locked out many would-be first home buyers, the Australian Prudential Regulation Authority (APRA) in late 2014 signalled its intention to keep a close eye on a suite of concerns, including the...

Whether you want lower repayments or tap into the equity sitting in your home, refinancing can offer some fantastic benefits. Here are some things to be aware of so that you don’t find yourself hooked into a bad deal.   Don’t be fooled by the interest rate Finding...

If you’re looking for a creative way to overcome being locked out of the property market by rising prices, buying a house with a group of friends may be a solution. It can also be a minefield though, so here’s how to avoid a blast. While...